Overview
Missouri security deposit laws are governed by RSMo Section 535.300. Missouri has a clear two-month cap on deposits, requires federally insured storage, and gives tenants the right to attend move-out inspections. The state also provides for double damages in cases of wrongful withholding. A security deposit compliance platform helps landlords avoid these penalties.
Maximum Security Deposit
Under RSMo § 535.300, landlords may not demand or receive a security deposit in excess of two months' rent.
- This cap is non-negotiable, even for high-risk tenants
- For example, if monthly rent is $1,000, the maximum deposit is $2,000
Pet Deposits
Landlords may charge a separate pet deposit in addition to the standard security deposit. There's no state limit on pet deposit amounts, but the terms must be outlined in the lease. Service animals and emotional support animals are exempt from pet deposits.
Return Timeline
Within 30 days after the date of termination of the tenancy, the landlord must return the full amount of the security deposit or provide an itemized statement of deductions.
- Must include a written, itemized list of damages and repair costs
- The remaining balance must be returned within the same 30-day period
Interest Requirements
Missouri does not require landlords to pay interest on security deposits. Any interest earned on a security deposit is the property of the landlord.
Storage Requirements
All security deposits must be held: (Kansas has comparable provisions—see Kansas security deposit laws.)
- In a bank, credit union, or depository institution
- That is insured by a federal agency (FDIC, NCUA, etc.)
Move-Out Inspection Rights
Missouri gives tenants important inspection rights:
- The landlord must give reasonable written notice of the date and time of the move-out inspection
- Notice must be sent to the tenant's last known address or delivered in person
- The tenant has the right to be present at the inspection
Allowable Deductions
Landlords may deduct from the security deposit for:
- Unpaid rent
- Damages beyond normal wear and tear
- Other lease violations
Normal wear and tear cannot be charged to the tenant.
Penalties for Non-Compliance
If a Missouri landlord wrongfully withholds any or all of a tenant's security deposit:
- The tenant may recover up to twice the amount wrongfully withheld in court
- Courts may also award attorney's fees and court costs to the prevailing party
Common Compliance Questions
What counts as "normal wear and tear"?
Normal wear and tear includes minor scuffs on walls, slightly worn carpet in high-traffic areas, small nail holes from hanging pictures, and faded paint from sunlight. It does not include large holes in walls, stained or burned carpet, broken fixtures, or damage from pets. When in doubt, document the condition at move-in with dated photos.
How should I document the unit's condition?
Complete a detailed move-in checklist with the tenant, noting existing damage, appliance conditions, and overall cleanliness. Take timestamped photos or video of every room. At move-out, repeat the process. This documentation protects both parties and makes deduction decisions defensible if disputed. Request a demo to see how Passive handles move-out inspections.
Can I deduct for unpaid utility bills?
Only if your lease specifically allows it and the utilities are in your name. If utilities are in the tenant's name, contact the utility company directly—they have their own collection processes. Never make unauthorized deductions, even for amounts you believe the tenant owes.